SecureAdvantage
Flexible Deductible Disease, Sickness and Accident PPO Plans
The SecureAdvantage Specified Disease/Sickness and Accident PPO Plans ensure you secure the right level of protection for you and your family to prepare for life’s unpredictable moments. These plans use your selected network and provide flexible options that allow you to choose the most appropriate deductible and coinsurance combination that meets your needs and budget for sickness and accident coverage. You can also enhance your coverage by adding doctor office visits, x-ray, laboratory and prescription drug coverage.
You may also be interested in coverage for wellness and health screenings. The SecureAdvantage Health & Wellness PPO Plans provide first dollar fixed indemnity benefit payments for wellness and health screening services without having to satisfy a calendar year deductible.
The SecureAdvantage Difference
- Flexible Deductible Choices - Choose the most appropriate deductible to meet Your needs and Your budget.
- With the SecureAdvantage Specified Disease/Sickness Plan, the SecureAdvantage Accident Plan, and the SecureAdvantage Health & Wellness Plans You select a PPO network that is available for your state.
- Each Plan pays in addition to any coverage you have in force.
- Your initial rate is guaranteed for 12 months at no extra charge!
- 24-Hour coverage, on or off the job.
- Portable coverage you can take with you even if you move or change jobs.
- The SecureAdvantage Health & Wellness PLUS Plans provide first dollar coverage for Outpatient Doctor's Office Visits. And with the Special Doctor Office Visit “rollover” feature, if You don’t use Your Doctor Office Visit benefits, You don’t lose them!
- Increasing Lifetime Maximum for both Specified Disease/Sickness & Accident coverage. Get rewarded for Your good health with Our Increasing Lifetime Maximum for Specified Disease/Sickness and Accident coverage.
- The SecureAdvantage Specified Disease/Sickness Plan, SecureAdvantage Accident Plan, and SecureAdvantage Health & Wellness Plans are not essential health benefit plans under the Affordable Care Act (“ACA”). Instead, they will supplement an essential health benefit plan.