Frequently Asked Questions

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The amount you owe for covered health care services before your health insurance or plan begins to pay.

An amount you pay as your share of the cost for a medical service or item, like a doctor's visit.

Your share of the cost for a covered health care service, usually calculated as a percentage (like 20%) of the allowed amount for the service.

The amount you pay for your health insurance or plan each month.

The doctors, hospitals, and suppliers your health insurer has contracted with to deliver health care services to their members.

Insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, CHIP covers pregnant women.

Each state offers CHIP coverage and works closely with its state Medicaid program. You can apply any time. If you qualify, your coverage can begin immediately, any time of year.

Learn more about CHIP and how to apply

If you apply for Medicaid coverage to your state agency, you’ll also find out if your children qualify for CHIP. See if you qualify for Medicaid or CHIP