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  • Home
  • Insurance Products
    • Premier Advantage
    • Secure Advantage
    • Premier Choice
    • Health Access
    • Med Guard
    • Accident Protector
    • Income Protector
    • Life Protector
    • Secure Dental
    • Premier Vision
  • Meet Sommer
  • FAQ's
  • Request a Quote

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Accident Protector

two doctors helping a patient on crutches.

Excess Medical Expense Coverage

Accident Protector is an excess medical expense coverage insurance plan, designed to help fill the gap of out-of-pocket expenses you may incur as a result of accidental bodily injury. The plan pays up to the selected excess medical expense amount after the applicable deductible is met.

Extra Coverage for Life’s Unpredictable Mishaps

Accident Protector provides extra coverage to help cover out-of-pocket expenses related to an accident.

Utilize Accident Protector to provide You with a financial advantage:

  • Provides lump sum payouts if your injury is due to an accident and results in a loss.
  • Excess Medical Insurance that helps cover the cost of deductibles, co-pays, and other expenses not covered by insurance

When it Comes to Accidents…You Can’t Be Too Careful.

Accident Protector provides extra coverage to help fill in the gap between your Accident Plan’s Calendar Year Deductible, Access Fees, and out-of-pocket Coinsurance expenses!

Accidental Death and Dismemberment

Unintentional Injuries continue to be the fifth leading cause of death in America. With Accident Protector, if an Insured’s Injury results in a loss

Emergency Air Ambulance

Many accidents require emergency transportation to a hospital or other facility. You can rest easy knowing we’ve got you covered regardless of the Excess Medical Expense Coverage selected.

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